Altrua HealthShare is not practicing the business of insurance and therefore is not regulated by any state Department of Insurance. Click here for full disclosure statements.
DISCLAIMER
To those who may be unfamiliar with the concept of people caring for one another and voluntarily sharing their medical needs: Altrua HealthShare is a medical-cost sharing membership that acts as a neutral escrow agent for the members. Our members voluntarily submit monthly contributions into an escrow account with Altrua HealthShare acting as the escrow agent between members. Many organizations like ours have been operating successfully for years. To err on the side of caution we are including the following warning for all to consider.
This publication or membership is not issued by an insurance company, nor is it offered through an insurance company. This publication or the membership does not guarantee or promise that your eligible medical needs will be shared by the membership. This publication or the membership should never be considered as a substitute for an insurance policy. If the publication or the membership is unable to share in all or part of your eligible medical needs, or whether or not this membership continues to operate, you will remain financially liable for any and all unpaid medical needs.
This is not a legally binding agreement to reimburse you for medical needs you incur, but is an opportunity for you to care for one another in a time of need, to present your medical needs to others as outlined in these membership guidelines. The financial assistance you may receive will come from other members’ monthly contributions that are placed in an escrow account, not from Altrua HealthShare.
Kentucky
This publication is not issued by an insurance company nor is it offered through an insurance company. This publication does not guarantee or promise that your medical bills will be published or assigned to others for payment. Whether anyone chooses to pay your medical bills will be totally voluntary. This publication should never be considered as a substitute for an insurance policy. Whether you receive any payments for medical expenses, and whether or not this publication continues to operate, you will always remain liable for any unpaid bills.
Maryland
This publication is not issued by an insurance company nor is it offered through an insurance company. It does not guarantee or promise that your medical bills will be published or assigned to others for payment. No other subscriber will be compelled to contribute toward the cost of your medical bills. Therefore, this publication should never be considered a substitute for an insurance policy. This activity is not regulated by the State Insurance Administration, and your liabilities are not covered by the Life and Health Guaranty Fund. Whether or not you receive any payments for medical expenses and whether or not this entity continues to operate, you are always liable for any unpaid bills.
Pennsylvania
This publication is not an insurance company nor is it offered through an insurance company. This publication does not guarantee or promise that your medical bills will be published or assigned to others for payment. Whether anyone chooses to pay your medical bills will be totally voluntary. As such, this publication should never be considered a substitute for insurance. Whether you receive any payments for medical expenses and whether or not this publication continues to operate, you are always liable for any unpaid bills.
Wisconsin
This publication is not issued by an insurance company, nor is it offered through an insurance company. This publication does not guarantee or promise that your medical bills will be published or assigned to others for payment. Whether anyone chooses to pay your medical bills is entirely voluntary. This publication should never be considered a substitute for an insurance policy. Whether or not you receive payments for medical expenses, and whether or not this publication continues to operate, you are responsible for the payment of your own medical bills.
All Other States
To Residents of all Other States: WARNING: This publication is not issued by an insurance company, nor is it offered through an insurance company. Whether anyone chooses to pay your medical bills will be totally voluntary. This publication should never be considered as a substitute for an insurance policy. Whether you receive any payment for medical expenses, or whether or not this publication continues to operate, you will always remain liable for any unpaid bills.
