FAQ's
Is Altrua HealthShare insurance?
No, Altrua HealthShare is not insurance. This publication or membership is not issued by an insurance company, nor is it offered through an insurance company.
What medical needs are eligible for sharing?
Most members tell us the medical needs eligible to be shared by Altrua HealthShare compare very favorably to their prior medical coverage. All eligible medical needs are listed in the membership guidelines. View 2010 Guidelines
Is maternity included?
Yes! Once you have been in a combined membership (two or more members in the household) for 10 continuous months prior to conception. Altrua HealthShare will share up to $4,000 per pregnancy (whether a single or multiple birth). Needs for maternity ending in a delivery by cesarean section that is either medically necessary because of complications that arise at the time of delivery or due to medical necessity for previous cesarean section delivery are limited to $6,000 instead of $4,000 with no MRA applicable.
How do I become a member?
To become a member, simply download the membership application, print it out, complete it and mail it to us at the address indicated on the application along with the proper checks included. Or call us toll-free at 1-888-244-3839 option 3 and we will send you an information packet complete with an application.
How much will Altrua HealthShare cost?
Your monthly contribution will vary based on your age, the number of members in your family and the type of membership you desire.
What does "a clean, healthy lifestyle" mean?
We believe the lifestyle standards required of Altrua HealthShare members are simple and reasonable. These are stated on Page 4 of our Membership Application under "Statement of Standards" on the top of the right column. View Membership Application
Do monthly contributions fluctuate each month?
No. The monthly contributions do not fluctuate from month to month. However, it is subject to review by the Board of Trustees, adjustments may be made periodically, usually on an annual basis, to meet the needs of the membership.
Are there religious restrictions for membership in Altrua HealthShare?
Altrua HealthShare welcomes people of all faiths who promote the statement of standards which Altrua HealthShare membership operates by and the concept of sharing the burdens of others.